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24 Hours Check Cashing Places Near Me Open Now

Looking for the best places to cash your check 24/7? Well, this is the best place you have come for the guidance. In this article, I explore the many places one can cash a check conveniently! Sit tight and read the article below. In this guide, I explore places such as grocery stores, gas stations, banks and retail stores such as Walmart.

Check Cashing Definition

Check cashing refers to the process of depositing a check at a bank or any other financial institutions in exchange for cash. For instance, suppose Eve writes John a check for $40.

Rather than placing the check in the bank, John may go to his bank, present the check, and receive $40 in cash.

The bank then directs the check to Eve’s bank and receives $40 from Eve’s account to compensate itself for the money it gave John.

Check cashing around me – Open 24 hrs

The following are the places where you can cash checks anytime for seven days a week.

Bank of America

Categories of the check cashed – all kinds so long as they are printed with the magnetic ink.
Limits of the check cashed – you can cash up to ten checks at a time
Fees to be paid – No payable fees.

READ MORE: How to cash checks at Bank of America

Bank of the West

Categories of the check cashed – Payroll, tax, cashier, personal, government
Limits of the check cashed – you can cash up to twenty checks at a time
Fees – No payable fees.

Capital One 360

Categories of the check cashed – Payroll, tax, government, cashier, personal
Limits of the check cashed – Unspecified
Fees – No payable fees.
Additional information – You can do a remote deposit capture through the Capital One 360 app.

Chase Bank

Categories of the check cashed – government, tax, cashier, payroll, personal
Limits of the check cashed – one can cash up to thirty checks at a time
Fees – None

READ MORE: Check-cashing at Chase Bank near you

Citibank

Categories of the check cashed – Payroll, government, cashier, tax, personal
Limits of the check cashed – Undetermined
Fees – No payment of fees

Citizens Bank

Categories of the check cashed – personal, government, tax, payroll, cashier
Limits of the check cashed – undetermined, but deposits made above 10 pm will be posted on the next morning of working day.
Fees – none 

City National Bank

Categories of the check cashed – payroll, government, cashier, tax, personal
Limits of the check cashed – 5 checks at a time
Fees – no payment of fees

Discover Bank

Categories of the check cashed – personal, payroll, government, cashier, tax
Limits of the check cashed – undetermined
Fees – None

Fifth Third Bank

Categories of the check cashed – personal, government, tax, payroll, cashier
Limits of the check cashed – unspecified
Fees – No payment of fees

HSBC

Categories of the check cashed – Personal, payroll, tax, cashier, government
Limits of the check cashed – Undetermined
Fees – None

First National Bank

Categories of the check cashed – personal, tax, cashier, payroll, government
Limits of the check cashed – unspecified
Fees – no payments needed

Sterling National Bank

Categories of the check cashed – payroll, personal, tax, government, cashier
Limits of the check cashed – undefined
Fees – Undetermined

M & T Bank

Categories of the check cashed – Payroll, individual, government, cashier, tax
Limits of the check cashed – undetermined, but deposits after 8 pm are completed on the following business day
Fees – None

Sun Trust Bank

Categories of the check cashed – Government, cashier, tax, payroll, personal
Limits of the check cashed – no limits, but deposits made past 9 pm ET get completed in the next day
Fees – None

US Bank

Categories of the check cashed – personal, government, cashier, tax, payroll
Limits of the check cashed – 30 checks at a time
Fees – No fees

TD Bank

Categories of the check cashed – personal, payroll, government, tax, cashier
Limits of the check cashed – 30 checks at a time
Fees – No fees

Wells Fargo Bank

Categories of the check cashed – cashier, tax, payroll, personal, government
Limits of the check cashed – undetermined
Fees – None

Valley National Bank

Categories of the check cashed – payroll, tax, cashier, government, personal
Limits of the check cashed – unspecified
Fees – No fees

Check Cashing USA (FL only)

Categories of the check cashed – A tax refund, insurance, government, personal, payroll, money order and many more
Limits of the check cashed – unspecified
Fees – The amount charged varies but is always displayed in the distinct lobbies of each contract

Community Financial Service Center

Categories of the check cashed – insurance, tax refund, payroll, personal, government, benefits and many more
Limits of the check cashed – unspecified
Fees – Not specified

Speedy Cash

Categories of the check cashed – benefits, insurance, government, tax refund, payroll, personal and many more
Limits of the check cashed – unspecified
Fees – Not specified

PLS Transportation Services and Check Cashing

Categories of the check cashed – A tax refund, government, insurance, personal, payroll, benefits, insurance, and many more
Limits of the check cashed – Unspecified
Fees – from 1.03% + $1.00

Walmart

Categories of the check cashed – Tax, cashier, government, payroll, 401k/ retirement checks, insurance settlement, and MoneyGram money orders, which were bought at Walmart, but Walmart does not cash handwritten checks.

Limits of the check cashed – You are allowed to cash checks up to $5000. However, numerous clients have indicated that some Walmart stores do not allow cash above $2000 and some don’t cash government checks. Therefore, you should call your nearest Walmart to verify their cashing policies to avoid wastage of time.

Fees – At Walmart you will be charged $3.00 for checks below $1000 and $ 6 for checks above $1000.  To avoid such charges, you can have your check money loaded on to Walmart MoneyCard (the fees are waived).

READ MORE: Walmart Check Cashing on Sundays

Top Friendly Market

Categories of the check cashed – some government checks and payroll checks
Limits of the check cashed – up to $500
Fees – $1 per check
Operational hours – some locations operate between 10 pm and 12 am, while others are functional 24/7

WinCo

Categories of the check cashed – only- machine printed payroll checks
Limits of the check cashed – you can cash checks up to $1000
Fees – If you are using this organisation, be ready to pay $5 for checks up to $500, $10 for checks up to $1000. However, if you spend $25 or $50 at WinCo, you can claim the $5 and $10 fee respectively.

Money Mart

How late it opens – it varies from one location to another, but most of them are open up to 7 pm (Monday – Tuesday) and until 8 pm on Fridays.
Limits of the check cashed – Unspecified
Fees – Unspecified

Check Smart

Time of closure – Closure time varies from one location to another, but the latest appears to be 8 pm on Fridays only
Limits & Fees –
Unspecified

United Check Cashing

The time of Closure – It is open on Monday to Thursday and Sundays up to 8 pm; Fridays it closes at 9 pm
Types of Check Cashed – Tax refunded, payroll, insurance, government, benefits and many more
Limits and Fees – unspecified

Food Lion

Time of closure – most are open until 10 pm
Types of Checks accepted – only the machine-printed payroll and personal checks
Limits – You can cash up to $500
Fees – unspecified

Wegman’s

The time of closure – most of them are open up to midnight or 24 hours a day
Types of checks accepted – traveller’s rebate and personal checks
Limits – refund checks up to $ 20, personal checks up to $500, and traveller’s checks up to a total of $500
Fees- There are no charges, but you need to be a Shopper’s club member to be allowed to cash checks at Wegman’s.

Ralphs

Time of closure – several Ralphs check cashing centers open up to midnight
Types of checks accepted – government, payroll, tax refund, insurance, and corporate checks
Limits – unspecified
Fees – either 5 or 3 dollars in most locations

Kmart

The time of closure – Several places remain open up to 10 pm
Types of checks accepted – Payroll, personal and government checks
Limits – Tax-refunded, government, and payroll checks up to $2000; two party personal checks up to $500.
Fees – $1 and $50 in different locations

Hy-Vee

Time of closure – some of the locations stay open for up to 24 hours
Types of checks accepted – Typically only payroll checks are accepted. Given that the Hy-Vee stores are independently operated, policies vary from one location to another and there even some locations that do not cash checks.
Limits – typically it ranges from two to five thousand dollars.
Fees – it is not specified

Hannaford and Brothers

Time of closure – several locations are open until 9 pm
Types of checks accepted – payroll, government and pension checks. However, you must complete an application first before your check is cashed.
Limits and fees – unspecified

Check Cashing App

Cash checks directly from your mobile phones and keeps constant access to your money anywhere, anytime, and no waiting in the long lines. All you need to do is download the check cashing app, form the mobile app store, and install it in your phone.

Then, log in enter your details, and you are good to go. To deposit checks, snap a picture, tap deposit and go about your day.

Check Cashing ATM

When you want to deposit checks or cash, the fastest and easiest option is to use a deposit- enabled ATM.  With this technology, you do not need to wait for the mail or visit the branch to get your checks deposited.

In case you don’t know how to cash checks using ATM, here is a short procedure:

  • Insert your check card and your secret PIN
  • Select “cash check” option, then “deposit” or “cash back” and which “share account” to deposit in (maximum $2000 for cash back only, if on the approved list)
  • Insert your payroll or any other check and verify the amount is correct and enter ok, to complete the transaction process.

READ MORE: How to Cash Personal Checks Now

References on 24-hour Check-cashing places

One comment

  1. If you are looking for a place that does check cashing 24/7 then this article is the best guide! Feel free to go through and suggest corrections where applicable.

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