Amazon is one of the largest online retailers in the world, and it offers a wide range of products and services to customers across the globe.
One of the key features of Amazon is its payment methods, which allow customers to purchase products using a variety of options.
Amazon accepts a range of payment methods, including credit and debit cards, Amazon gift cards, and bank transfers.
Customers can also use Amazon Pay, a secure payment service that allows them to use their Amazon account to make purchases on other websites.
Additionally, Amazon offers payment plans and layaway options for customers who prefer to pay for their purchases over time.
With so many payment options available, Amazon makes it easy for customers to shop and pay for their purchases in a way that suits their needs.
Whether they prefer to use a credit card, gift card, or bank transfer, customers can rest assured that their payments are secure and protected by Amazon’s advanced security measures.
Accepted Payment Methods at Amazon
When shopping on Amazon, customers have a variety of payment options to choose from. Here are the accepted payment methods at Amazon:
Visa Credit and Debit Cards
Amazon.com accepts Visa credit and debit cards, including the Amazon Rewards Visa Signature Card. Customers can add their Visa cards as a payment method to their Amazon account for a quick and hassle-free checkout process.
Amazon Store & Secured Cards
Amazon also offers its own credit cards, the Amazon Store Card and Amazon Secured Card, which can be used for purchases on Amazon.com.
The Amazon Store Card offers special financing options for eligible purchases, while the Amazon Secured Card is designed for customers with no credit or bad credit.
Amazon Gift Cards
Customers can use Amazon gift cards to pay for their purchases on Amazon.com. Gift cards can be purchased online or in-store and can be redeemed for millions of products on Amazon.
Amazon accepts Discover credit cards, including the Discover it Cash Back and Discover it Miles cards. Customers can add their Discover cards as a payment method to their Amazon account for a quick and hassle-free checkout process.
American Express (AMEX) Cards
Amazon accepts American Express credit cards, including the American Express Gold Card and American Express Platinum Card.
Customers can add their AMEX cards as a payment method in their Amazon account for a quick and hassle-free checkout process.
China UnionPay Credit Card
Customers in China can use their China UnionPay credit card to pay for their purchases on Amazon.com. UnionPay is the largest card network in China and is accepted by millions of merchants worldwide.
JCB Credit & Debit Cards
Amazon accepts JCB credit and debit cards, which are popular in Japan and other parts of Asia. Customers can add their JCB cards as a payment method to their Amazon account for a quick and hassle-free checkout process.
NYCE is a leading debit card network in the United States, and Amazon accepts NYCE debit cards for payment.
Customers can add their NYCE debit cards as a payment method to their Amazon account for a quick and hassle-free checkout process.
Overall, Amazon offers a wide range of payment options to ensure that customers can shop with ease and convenience [source 1].
Unacceptable Payment Methods at Amazon
Amazon provides a wide range of payment methods to its customers.
However, there are some payment methods that Amazon does not accept such as cash payments, checks, book tokens, bank transfers, international wire transfers, EBT Cash benefits, direct debits or standing orders, and PayPal.
Customers should note that Amazon does not accept cash payments they cannot be processed online, and there is no way for Amazon to verify that the cash payment has been received.
Similarly, checks and book tokens are not accepted as payment methods because they are not secure and can be easily forged.
Related: Why Amazon does not take checks.
Bank transfers and international wire transfers are not accepted because they can take several days to clear, and Amazon cannot process the order until the payment has been received.
EBT Cash benefits are also not accepted because they cannot be processed online.
Direct debits or standing orders are not accepted because they are not secure, and Amazon cannot verify that the payment has been received.
Finally, PayPal is not accepted as a payment method at Amazon because PayPal is generally considered a competitor to Amazon especially due to their previous relationship with eBay.
Customers should be aware that Amazon may change its payment policy at any time, and it is important to check the payment methods accepted by Amazon before making a purchase.
How to Set Up a Payment Method on Amazon
Setting up a payment method on Amazon is a simple process that can be done in a few easy steps. Here’s how to do it:
- Log in to your Amazon account and go to the “Your Account” page.
- Under the “Payment options” section, click on “Add a payment method”.
- Choose the type of payment method you want to add, such as a credit card or a bank account.
- Enter the required information, such as your card number or bank account details.
- Click “Add your payment method” to complete the process.
Once you’ve added a payment method, you can use it to make purchases on Amazon. You can also edit or remove your payment methods at any time by going to the “Your Account” page and clicking on “Payment options”.
It’s important to note that Amazon accepts a variety of payment methods, including credit cards, debit cards, bank accounts, and Amazon gift cards.
Some payment methods may not be available in certain countries or regions, so be sure to check the payment options available in your location.
Overall, setting up a payment method on Amazon is a quick and easy process that allows you to shop with ease and convenience.
FAQs About Amazon Payment Methods
How to Pay on Amazon Without a Credit Card
Amazon offers several payment methods that do not require a credit card. Customers can use their debit card, bank account, or Amazon Payments Account balance to make a purchase.
To add a payment method, customers can go to “Your Payments” in their account and select “Add a payment method.”
Customers can also use Amazon Cash, which allows them to add cash to their Amazon account at participating stores. This is a great option for those who do not have a bank account or prefer to use cash.
How to Use Amazon Gift Cards on Amazon Payments
To use an Amazon gift card on Amazon Payments, customers can add the gift card to their account by going to “Gift Cards” in their account and selecting “Redeem a gift card.”
Once the gift card is added, customers can use it as a payment method during checkout.
It’s important to note that gift cards cannot be used to purchase other gift cards or to pay for subscription services.
Amazon Split Payment Monthly Operation
Amazon offers a split payment option for eligible orders over $50. This allows customers to pay for their purchases in equal monthly payments. To use this option, customers can select “Monthly Payments” during checkout.
It’s important to note that not all items are eligible for split payments. Digital products and content are not eligible, and customers must have a valid credit card on file to use this option.
In summary, Amazon offers several payment methods that do not require a credit card, including debit cards, bank accounts, and Amazon Payments Account balance.
Customers can also use Amazon Cash to add cash to their account. To use an Amazon gift card on Amazon Payments, customers can add the gift card to their account and use it during checkout.
Amazon also offers a split payment option for eligible orders over $50, allowing customers to pay for their purchases in equal monthly payments.
Amazon offers a wide range of payment methods for its customers, providing them with the flexibility to choose the option that best suits their needs. Customers can use traditional payment cards to make purchases on the platform.
One of the most popular payment methods on Amazon is its own digital wallet, Amazon Pay.
This payment method allows customers to make purchases using their Amazon account information and is widely accepted by merchants on the platform.
Overall, Amazon’s payment methods are designed to be user-friendly, secure, and flexible, making it easy for customers to shop on the platform with confidence.