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Big Y Check Cashing & Checkout Policy (Personal or Payroll)

Big Y check cashing

Big Y stores have a wide variety of products, which many stores don’t offer. They also have great deals on produce and meat.

In this post, we explore one aspect of the money services offered at Big Y. This aspect concerns check cashing and check-out services at the store.

Does Big Y Cash Checks?

Yes, Big Y does cash checks on the customer’s valid ID, such as a driver’s license or passport, and if they have funds in the bank.

Each branch office of the store is different in provisions for cashing checks and offers varying hours of operation.Big Y check cashing

It is best to check with your local branches through their website before going into the store and inquiring about this service to maximize your time and enjoy all other convenience offerings.

Big Y Check Cashing Policy

To properly understand the check-cashing services at Big Y, it is best to highlight the specific elements of the check-cashing services, which include limits, fees, and types of checks.

Types of Checks at Big Y Stores

Big Y does cash personal, payroll, and stimulus checks. However, they do not cash starter (counter) or third-party checks.

Eligibility for Big Y Check Cashing Services

The bearer of the check must have a valid government-issued ID such as a passport or driver’s license. Also, the checks must have an accurate account number and be unaltered in any way.

Big Y Check Cashing Fees

Big Y charges a check cashing fee of about $1 (99 cents) per check. However, for those who use checks to buy groceries worth more than $5, the fee is waived.

In cases where checks are returned (bounce), Big Y charges a check cancellation fee of $20 per check.

Does Big Y Take Checks as Payment?

Yes, you can pay for shopping at Big Y stores using personal or payroll checks [1].

The only limit the store has on checkout using checks is that you can only use a maximum of one check per day or a maximum of five checks in any given week.

More About Big Y Stores

Known for its high-quality service and competitive prices, Big Y has been providing customers with produce since 1960. It is a wholesaler of bread, dairy, deli, and produce.

Their cooperative structure helps keep the price of groceries down while the large selection offers choices like organic produce and over 500 varieties of both fresh, frozen, and canned fruit!

With stores in all six states across New England (Massachusetts; Connecticut; Maine; Rhode Island; Vermont; and New Hampshire), they’re sure to be close by.


Big Y is a store that does cash some checks as long as the customer has the relevant identification documents, and valid checks, and is ready to pay for the check-cashing fee at the store.

Also, those who wish to use checks to pay for merchandise bought at Big Y stores can do so as long as they do not exceed 5 checks a week.

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