Bank of America is one of the innovative financial institutions in the US. That is why they have embraced different modes of online and mobile banking which have come in to increase their customers’ access to funds.
This article explores the Bank of America’s online and mobile banking systems, specifically e-checks, eBills, and online bill payment options.
Bank of America Electronic Checks
Does Bank of America support eChecks? Yes, Bank of America supports electronic checks (e-checks) and their customers can use them to pay at merchant stores that support e-check transactions.
What is an eCheck Bank of America? This is a system in which the bank provides customers access to electronic checks which they can use to pay for bills online.
How do I send an eCheck from Bank of America?
Sending an eCheck from Bank of America to a merchant is easy as long as you know what you are doing. The very first step is to sign up for the BoA online Banking services if you have not yet done that.
The next step is to provide the bank account and routing number of the merchant you wish to send the e-check to.
How do I cancel a Bank of America eCheck?
Canceling an e-check has been made easy for just any customer who can access the online banking section of the website. All you have to do is
- Sign in to the Online Banking portal and find the active eCheck requests from merchants,
- Identify the particular check you would like to cancel and click open to edit the eCheck options, and
- Click on the ‘Cancel eCheck’ option.
Bank of America eCheck routing number
To perform eCheck payment transactions, you definitely need to have a routing number. Bank of America provides unique routing numbers for electronic checks.
This means you should NOT use the routing number shown on the paper checks. Instead, you should ask the bank support staff to provide one with you if you cannot access it via the relevant online portal.
Bank of America eCheck Processing Time
If you use the Bank of America eChecks to pay for goods or services, the money will be deducted the day the merchant approves from their end.
Bank of America Bill Pay
What is Bank of America Bill Pay? Well, this is a service developed by the company to enable customers to pay for goods or services online using the Bank of America Bill Pay Check.
The service can be used successfully for three main purposes as long as the customer has a checking or saving account.
The three ways you can use the BoA Bill Pay are:
- To schedule future payments
- To create recurring payments, or
- To set up one-time payments.
How does Bank of America bill pay work?
To utilize Bank of America Bill Pay, you must first enroll in Online Banking and then accept the Bank of America Bill Pay terms and conditions.
After signing up, navigate to the Bill Pay tab of the Online Banking section. After that, you may start using the Bill Pay service by creating and adding a list of billers.
Bank of America Bill Pay not working
If your attempt to use the Bank of America Bill pay service has not been successful or you feel the service is not working as expected, you would have to troubleshoot and determine whether the problem is on your end on the merchant’s side.
Some merchants may stop taking eChecks which can result in Bill Pay processing errors on your end.
Bank of America Bill Pay Phone Number
Can I use Bank of America to pay bills by phone? Well, Bill Pay is designed to work over the internet. However, if you would like to Pay Bills by phone then you would have to call 800-236-6497 and a customer representative will guide you appropriately.
I should state here that paying bills via phone does not incur any fees.
Bank of America eBills
What are Bank of America eBills? Well, eBills are electronic copies of paper bills that are sent to the customer. An eBill is delivered by a biller into your Bill Pay account service in the same manner that a paper bill is delivered by a biller into your mailbox as described.
The eBills facilitate the setting up of recurring payments using the Bank of America checking accounts.
Stop Automatic Payments at Bank of America
If you are looking for tips on how to stop automatic payments from checking account Bank of America then all you need to do is login into the Online Banking portal and cancel active recurring or scheduled payments.
READ MORE: Electronic check payment processing time.