Can one get free checks from Bank of America? Well, in this article I examine the various tricks and tips and to use when you want to get the cheapest bank of America Checks. So before you order the checks by phone read what we have here below and understand if the banks give free checks.
Cheapest Bank of America Checks
No one enjoys paying higher fees for any kind of checks that are issued by various banks across the globe. Each day individuals are striving to find a bank that issues them with cheapest checks, regardless of its physical or geographical location.
At the Bank of America, you have access to some of the cheapest checks if not free. Some of the cheapest checks at BOA include cashier’s checks and personal checks.
Actually, it is best for you to compare the costs of checks for various financial institutions to find the cheapest bank of your choice.
Note that in the current digital age, you can easily get information regarding different banks of your choice, which you can apply in identifying the bank that offers cheapest checks.
Therefore, as much as the BOA has got some of the cheapest checks, you may find that the process of obtaining them is tedious as opposed to obtaining an expensive check from another bank.
Bank of America Check Fees & Rates
The BOA checking accounts – core checking, safe balance banking, and interest checking each has its monthly maintenance fee.
The BOA core checking account has a monthly maintenance fee of $12, which is usually waived with at least a single direct deposit of two hundred and fifty per month or keep a minimum daily balance of 1,500.00 US dollars.
The BOA interest checking account consists of a monthly fee of about $26, but this value varies from one branch to another.
The fee is usually waived if you have a minimal of $10,000.00 balance of all your connected bank accounts. Note that your linked bank accounts include bank accounts from other banks across the globe.
For the case of BOA safe balance banking be prepared to pay a monthly maintenance fee of 4.95 US dollars which is nonwaivable.
Apparently, this is the lowest-fee option at BOA, but it is important to note that this option does not allow overdrafts or include checks.
If you have a cashier’s check be prepared to pay a $10.00 checking fee at the Bank of America. Nevertheless, clients who have the BOA interest checking account are lucky because they get the cashier’s check without paying any fee.
Apparently, the BOA cashier’s check fee is equitably standard for the industry.
Some prominent banks like Wells Fargo, Capital One, and Citibank also charge the same amount as the Bank of America – $10.00 hence the reason why I say it is a standard fee.
For information regarding the Bank of America fees and rates, you are advised to visit the nearest branch or contact the branch through the customer care given on their website or through their email.
Please Note: the BOA customer care team is faster in responding to their esteemed clients.
How to Get Free Checks from Bank of America
Are you in need of free checks from the Bank of America? Here are some of the ways through which you will be able to secure free checks from BOA.
The first way is to open a BOA interest checking account, a process that cannot take you more than two hours. Once you have the BOA interest checking account, then you are guaranteed of free cashier’s checks.
The second option is through online negotiation with the BOA agent. In essence, you go to BOA online chat, inform the BOA agent that you need to order a single check and request that they waiver you the shipping fee – $ 7.00 as well as other fees.
This approach has worked for several clients across America, and therefore, you should try it also, if you need free checks from the Bank of America.
Another alternative of getting free checks from the Bank of America is through making use of the BOA waiver periods or seasons.
Certainly, just like any other top US bank, BOA has waiver seasons during which their esteemed clients are allowed to access free checks from BOA.
Usually, the period happens randomly and it is up to you to keep in touch with BOA to maximize that opportunity.
In particular, you can keep in touch through social media platforms or subscribing to BOA online newsletters, which are usually sent to clients through the emails.
It is through those newsletters and social media that you will be able to be informed about the period during which BOA will allow their clients to get free checks.
Note, there are several social media fraudsters, who spread false information. You should be extra careful when using social media to get BOA news.
References on Free Checks from BoA
- Quora: How Can I get Free Checks from Bank of America
- USA Today: ank of America Customers Protest New Requirements for Free Checking
READ MORE: Get A single Check from Bank of America