If you want to get a single check from the Bank of America now, then you need to read this article. Here, we will explore the many aspects of getting free checks from Bank of America, which are also known as counter checks. So we will not only explain how to get the cheapest checks but also show you some of the common Bank of America check designs
Types of Checks at BOA
At the Bank of America, you will have access to cashing various types of checks, but the following three are the most common.
#1 Cashier’s checks
To secure a cashier’s check you should visit any BOA branch near with your government-issued identification documents, the exact amount of your check, name of the payee and the precise bank information.
Once you have given the teller all these information, he or she will issue you with a printed and signed check.
Basically, the BOA gives cashier’s checks to all its clients with a savings or checking account at a minimal fee of $10.00.
#2 Certified checks
A certified check is a personal check that the BOA signs and certifies as a security that you have money in your bank account and that your signature is valid.
#3 Money orders
For the money orders, the BOA charges $5.00 with a $1000.00 cap. Other banks might be cheaper. Therefore, clients are always advised to carefully analyze and compare the costs of buying money for different banks before they settle on a particular bank.
Bank of America Check Designs (Pictures)
The following are some of Bank of America check designs:
Note: The designs do change from time to time, however, regardless of the design of the check you receive, you are always advised to make sure it is a genuine check.
You can confirm the authenticity of your BOA check through the BOA customer care team, who are always available to assist you.
Can I get a single check from BOA now?
Yes, you can get a single check from the Bank of America right now. All you need to do is to visit your nearest BOA branch, with the operational government given identification documents and request for the check.
Once you are at your nearest branch you will be issued with the application form, read carefully through it before filling it.
Where you do not understand during the application process, consult the BOA agents. When you are done, submit the form and wait to be issued with your single check, with your specified amount written on it.
Order checks by phone from Bank of America
To order checks from the Bank of America using your mobile phone you can follow either of the following approaches.
#1 Order checks using the BOA app.
If you do not have the BOA app, you will need to install it on your phone first. After you have installed, register by keying in your details in a stepwise process as guided by the app.
Afterward, your account will be verified, and you will be allowed to log into your account.
Now, once you are logged into your account on your mobile app, you have access to numerous options. For instance, you can talk to the agents to assist you with the application process of the check or order the check on your own.
Therefore, through the BOA app, you will have ordered your check using your phone.
#2 Order checks using the BOA website
On any of your web browser, search for BOA website, log in into your account, click on the account you need checks. After that, click on “help and support” and then “more topics.” The ‘order checks’ option will be available to you.
If you are not registered, you will have to register first before you are allowed to access the online check order services.
The process is quite fast and straightforward, and it enables you to order checks from BOA from any location across the globe using your phone.
Bank of America Address for Personal Checks
Typically, your personal check is required to have the identity of the associated bank. However, the BOA’s address is optional. In other words, that is to say, and you are allowed not to include the BOA address on your personal check if you do not want to.
How much do checks cost at Bank of America?
When you order checks for a personal account at the BOA, you will be charged an average cost of $30.00. If you require a cashier’s check, commonly needed for brokerage transactions or real estate purchases, you will be charged $10.00 per check.
However, before you visit any BOA branch, you are requested to make inquiries through their online platforms, which are fast and efficient.
Through their online platforms, you will get answers as to how much it costs for your specific check and therefore, enabling you to carry sufficient amount of cash when going to buy a check at any BOA branch.
References on cashing single checks at BOA
- GOBankingRates: What is the Bank of America’s Gashiers Check Fee?
- Chime Bank: Bank of America Banking Fees