There are a lot of myths out there about what stores will and won’t do when it comes to cashing checks.
So, does Home Depot cash checks? The answer is yes, but with some caveats. Here we’ll break down the specifics so you know what to expect if you need to cash a check at Home Depot.
Home Depot Check Cashing Policy
The safest way to get cash for your check at Home Depot store outlets is by taking your check to the Check Writers at Home Depot.
You can get the money out of the check writer’s account and into your hand instantly at Home Depot by presenting the check to the cashier.
The cashier may ask for a government-issued photo such as a passport to verify and complete the transaction.
For you to cash the check, you will need to provide a government-issued ID such as a passport, driving license, or military ID before the Home Depot’s cashier goes ahead to verify the check.
Does Home Depot Take Checks?
Yes, Home Depot takes checks from certain banks that are used in purchasing or making payments at the store checkout points.
There are some restrictions though; the information on the check must be correct and should include a valid contact number on the front.
FAQs on Home Depot Checks
Does Home Depot cash payroll checks?
Yes, Home Depot does cash payroll checks based on the specified payees on the check. What you need for this transaction is to provide your information including the gross earnings before deduction.
You also need to provide your bank account information such as the routing number and account number as there may be a verification process and a test withdrawal.
Does Home Depot take cashier’s checks?
No, Home Depot does not accept cashier checks as a form of payment at their stores.
In its defense, Home Depot states that it is against the use of cashier’s checks because most of the people who attempt to enforce payment are usually not holders in due course.
Therefore, it becomes difficult to claim the status of the holder in due course.
Does Home Depot take temporary checks?
Yes, Home Depot stores accept temporary checks, though they require valid government photo IDs. You are better off just visiting Home Depot to cash the check and withdraw the money from your account.
You only need to fill out some information on the front of the check to receive your money.
Does Home Depot accept personal checks?
Yes, Home Depot accepts personal checks as a form of payment at their stores. To approve your check they will request you to provide a photo ID such as a passport before undergoing a verification process via TeleCheck.
READ MORE: Does Lowe’s cash or accept check payments?