Hy-Vee Cash Check Cashing Policy (Personal, Stimulus)

Read about check cashing services at Hy-Vee in this article. Hy-Vee is a supermarket chain that was founded in 1930 with stores in 8 states, mostly around the Midwest.

Unlike other supermarket chains in the US where there is national or state-level decision-making on how store branches operate, Hy-Vee stores enjoy a sense of autonomy at the branch level which may result in different operational procedures between any two stores.

Does Hy-Vee Cash Checks?

Yes, Hy-Vee does cash payroll, stimulus, and settlement checks, as long as the customer has a Photo ID and the check has been determined as valid or authentic [1].Hy-Vee check cashing policy

Hy-Vee Check Cashing Policy

Just like many other supermarket chains, Hy-Vee has a policy to guide the check cashing process to ensure that they do not fall into the trap of supporting fraudulent or illegal financial processes [2].

The major requirement for cashing your checks at the Hy-Vee stores is that one must have a government-issued ID especially if they are using Hy-Vee money services for the first time.

The accepted types of checks cashed at the Hy-Vee stores near you are Payroll and stimulus checks. Hy-Vee seems to have a strict policy in place not to cash any other types of checks in their stores.

Hy-Vee Check Cashing Fee

How much does Hy-Vee charge to cash a check? The fees charged to cash a check at the Hy-Vee stores vary from one store to another. Currently, for most stores, the check-cashing fees start at $2 per $100.

Hy-Vee Check-cashing Limit

In most Hy-Vee stores, the checks to be cashed are limited to $2000 per check. However, some stores accept checks valued at as high as $10000.

For Payroll checks, the check cashing limit is $900 per instance.

The table below provides the check cashing fee and limits at a typical Hy-Vee store.

Type of CheckLimitFee
Payroll check$900$2 per $100
GPC Settlement checkNo Limit$15 per $1000
Government StimulusNo Limit$15 flat fee

Table: Hy-Vee Check Cashing Fees and Limits

FAQs on Hy-Vee Check Cashing Services

Since we cannot cover all aspects of this topic under the sections handled here above, it is wise if we have a specific section to explore specific questions you may have.

Can you cash a personal check at Hy-Vee?

No, you cannot cash a personal check at Hy-Vee at the moment. You can check alternative stores that cash personal checks here.

Does Hy-Vee cash stimulus checks?

Yes, you can cash a stimulus check at the Hy-Vee store nearest to you as long as the store has a policy that provides check cashing services [3].

Can Hy-Vee employees cash their checks at the customer service counter?

Yes, if you are a Hy-Vee employee and would like to cash your payroll check, you can visit the Hy-Vee customer service counter to have the check cashed.

Does Hy-Vee Use Certegy?

Yes, Hy-Vee uses Certegy to verify payroll checks before cashing them to get rid of possible fraud associated with fake checks.

Does Hy-Vee Cash Money Orders?

Yes, if you have a money order and would like to convert it to cash, you can bring it to the nearest Hy-Vee store and cash it.


Can you cash checks at Hy-Vee? Yes, you may cash payroll and stimulus checks at the Hy-Vee store nearest to you as long as the store has an autonomous policy that supports check cashing services.

Apart from cashing checks, Hy-Vee also does cash money orders.

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About Nelkwob

Nelson K. is a former banker with experience in providing financial solutions to a variety of customers (individual and commercial). His background makes him the best go-to individual for information on money services offered by banks, credit unions, gas stations, and stores.

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