Does Moneytree Cash Checks (Personal & Third Party)?

Moneytree is a financial services company that offers customers various services, including the ability to cash checks. However, not all Moneytree locations may offer this service.

This blog post will provide information on whether or not your local Moneytree location cashed checks and how to go about cashing a check if your local branch does not offer this service.

Does Moneytree Cash Checks?

Yes, Moneytree does cash payroll checks, two-party checks, insurance checks, refund checks, and settlement checks at retail stores and online.

Moneytree has been cashing checks since 1983 without any limitation on the value of the check to be cashed provided your check has the amount you intend to withdraw. However, this service requires ID verification.

Moneytree check cashing
Moneytree

Moneytree Check Cashing Fees

Moneytree does cash checks at a fee that typically ranges from approximately 2 to 6 percent of the total check amount. For checks valued at over $20, the fee charged at Moneytree is at least $2.49.

Although the fees for specific types of checks tend to vary in different Moneytree stores and locations, this fee generally falls within or close to the range of $2%-$6%.

For example, retail stores in locations such as Nevada charge a $0.99 fee for checks over $20, while Washington locations charge a $1.99 fee.

It is worth knowing that for any check with a value of $20 or more, the Moneytree stores may charge a flat fee of at least $2.49 according to the check amount.

Moneytree Check Cashing Near Me

If you are in the US, you can enjoy your check cashing at Moneytree located in the following states;

  • California
  • Colorado
  • Idaho
  • Nevada
  • Washington

The Moneytree check cashing services are available across all locations with the stores on all days of the week from 8 a.m. to 9.00 p.m. unless influenced by governmental or catastrophic factors.

Moneytree Check Verification

Before any check is cashed, it should be verified to ascertain the authenticity of both the check itself and that of the payee(s). Therefore, check verification at Moneytree is a mandatory step for anyone looking to cash their check.

Moneytree verifies all types of checks, including personal, payroll, and business checks using Certegy.

Does moneytree check your credit?

Yes, Moneytree may check your credit history if you apply for a loan from them. However, credit checks are not done for the check-cashing services.

FAQS on Moneytree Check Cashing

Does Moneytree cash checks without an ID?

No, most Moneytree retail stores require you to come with your ID to be presented before they cash a check, although, there is no standard list for what is considered an acceptable form of ID.

Does Moneytree cash third-party checks?

Yes, Moneytree does cash third-party checks.

Moneytree stores across the country state that if you do not have an ID and have presented valid reasons, you can sign the check over to someone you trust and ask them to cash it for you, by having them present their ID.

Does Moneytree cash business checks?

Yes, Moneytree can cash business checks at all its stores and locations. All you need is to present your ID.

Does Moneytree cash personal checks?

Yes, Moneytree has been cashing personal checks since 1983 at a low cost ranging from $0.99%-2% at all locations bearing its stores.

You can cash your check at their stores by presenting your ID, and if the check amount corresponds to the amount you intend to withdraw.

Related Post: Does MoneyGram cash checks?

About Nelkwob

Nelson K. is a former banker with experience in providing financial solutions to a variety of customers (individual and commercial). His background makes him the best go-to individual for information on money services offered by banks, credit unions, gas stations, and stores.

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