Price Chopper Check Cashing Policy, Fees & Limits

As one of the oldest adaptations of the supermarket store archetypal, Price Chopper, has over 140 retail stores across the USA.

Apart from the numerous products and services they offer, clients are also given a special chance to cash their checks, but under their policies, as discussed in this article.

Do Price Chopper Cash Checks?

Yes, Price Chopper does cash checks according to the existing or prevailing check cashing policy. The policy guides the types and size of checks that can be cashed at Price Chopper outlets.

Usually, after registering for the AdvantEdge rewards card at Price Chopper, you qualify automatically to use their check cashing services.

It is a more straightforward process that you can do it right now and finish in less than ten minutes. Visit their website and fill out the form, submit it, and you will be issued this card.

Now, perhaps you are wondering why you must sign up to use checking services.

Well, this card does not only allow you to access Price Chopper check cashing services alone, other benefits include having access to payment services in addition to coupons, promotions, and discounts.

Price Chopper Check Cashing Fees

The fees payable for check cashing do vary depending on whether or not a check is non-exempt from the check-cashing fee. This has been handled in detail in the section below under the policies and limits.

Also, there is a limit to the acceptable value of checks in their stores. These limits are the ones used to come up with fees.

For instance, individuals will pay a fee of $1.00 for each check-cashing transaction. However, it is always wiser that you confirm with your respective store, for adequate preparation on what you will pay.

Price Chopper Check-Cashing Policies & Limits

The policies are usually meant to assist in the smooth processing of your checks.

For instance, the compulsory production of IDs when registering for the rewards card that will allow you to access checking services is meant to save time spent during the verification stage.

Since all details about you will have been captured in the card, then there is no need to spend much time on identification and verification of customers and checks.

The Price Chopper check cashing policies and limits vary from one state to the other. The main states affected by the policies are New York, Pennsylvania, Massachusetts, Vermont, and New Hampshire.

In the sections below, we will address the various types and levels of limits with special consideration of the existing difference among the states already highlighted.

Card Holder Limits

As already stated in this post, Price Chopper has a rewards card called the AdvantEdge card which in a way facilitates the check-cashing process.

For those who hold this card in all states, the check cashing services are offered at Guest services only.

For your safety, check writing and cashing rights may be revoked after 24 months of inactivity, with the possibility that they may be reinstated when the card holder’s identification has been verified.

New Card Limits

The following new card restrictions will go into effect immediately upon the presentation and verification of appropriate identification as well as the completion of the application:

• Six (6) personal checks for the precise amount of the transaction, with a limit of $150 for the whole time of the six days
• No cash back
• No payroll cashing
• No cashing personal checks
• Purchases may not contain any gift cards

Temporary Card Limits

Price Chopper may issue temporary cards to facilitate the check-cashing process. These cards have the following limits which usually apply after the application has been approved.

• A customer cannot cash more than $350 in check value within six days. Also, the number of check-cashing transactions cannot and should not exceed 5 total
• There is no cashback offered for temporary cardholders
• There is no personal check cashing for temporary cardholders
• Gift card purchases are not eligible here.

Semi-permanent Card Limits

For the semi-permanent card holder, these limits apply 2 weeks (14 days) after the check has been written for purchase or cash.

Over a period of twenty-four (24) hours, the total limit for payroll checks cannot exceed $940, and within 6 days, the maximum cannot exceed $1,100.

6 personal checks for the exact amount of the transaction, with a limit of $250 for all purchases made within six days.

• There is no cashback offered for temporary cardholders
• There is no personal check cashing for temporary cardholders
• Gift card purchases are eligible here as long as they do not exceed $100

Permanent Card Limits

For the semi-permanent card holder, these limits apply 1 month (30 days) after the check has been written for purchase or cash.

Over a period of twenty-four hours, the total limit for payroll checks cannot exceed $940, and within 6 days, the maximum cannot exceed $1,100.

6 personal checks for the exact amount of the transaction, with a limit of $500 for all purchases made within six days.

Cash Back cannot exceed $30 for each check or $60 total throughout 6 days.

Guest Services Check cashing & Deposit Limits

To cash a check, you are needed to present either an AdvantEdge card or key tag, a valid non-expired driver’s license, or a non-identification driver’s card that has suitable check cashing rights, in addition to a valid photo identification card*.

A photo identification document that was issued by the federal government, a state (which includes college and student IDs), or a county is acceptable.

Every transaction that is not excluded from the check-cashing fee will be charged an additional dollar.

The following are not exempt from the check-cashing fee:

1. Payroll that has been pre-printed Personal checks up to the amount of $30 Disability Workers’ Compensation
2. Help from the government
3. Child Support Obtained From the County
4. Money Orders with a US Funding Amount of up to $500 (must be made payable to Price Chopper or Market32)

Not subject to the cashing fee for checks:

1. Pension/Retirement check
2. Unemployment check
3. The Social Security System and the Social Security Insurance System check
4. Up to fifty dollars in rebates and refunds from the manufacturer
5. Western Union Money Orders (containing the Price Chopper or Market 32 logo) up to $500

The following kinds of checks WILL NOT be cashed by us:

1. Two-Party Checks
2. Drafts (made payable to CASH Payroll or Personal Starter Checks) from a bank or insurance company in the amount of the tax refund for the Christmas Club or Vacation Club.
3. Checks on Canadian and International Third Party checks
4. Traveler or Gift checks

References on Check-cashing at Price Chopper

• 1: Price Chopper and Market 32 Policies
• 2: FirstQuarterFinance – Does Price Chopper cash checks?

READ MORE: Ralphs check cashing hours.