TD Bank is one of the largest banks in the US. In this article, we address the concerns of those who may be wondering whether they can cash checks at TD Bank branches. Continue reading to learn more.
Does TD Bank Cash Checks?
Yes, TD Bank does cash several types of checks.
Before the check is cashed, TD Bank will verify the check’s authenticity first. then the bank staff will ask for a form of identification just to be sure that it is the right person cashing the check, and also as part of their KYC measures.
The check cashing fee may vary from one type of check to another, according to the value of the check to be cashed.
TD Bank Check Cashing According to Check Types
Third-Party Checks Cashing at TD Bank
TD Bank may cash third-party checks in some cases as long as the check is properly endorsed.
However, since this service is not necessarily available at the nearest TD bank branch, I would advise you to go for alternative Third-party check cashers.
Payroll Check Cashing at TD Bank
TD Bank does cash payroll checks as long as the checks are issued by the bank. So for payroll checks, either you or the person issuing the check must have an account with TD Bank.
Personal Check Cashing at TD Bank
TD Bank does cash personal checks as long as the customer has a valid ID document. You should also note that the check may be cashed directly without having to deposit it into your account.
For such direct cashing of personal checks, it should be noted, the check must be one that has the words ‘Pay To The Order of Your Name or Cash’
Income Tax Check Cashing at TD Bank
TD Bank does cash income tax checks also known as tax refund checks.
FAQs on TD Bank Check Cashing Services
Does TD Bank cash checks if you don’t have an account?
Yes, TD Bank may cash checks for customers who do not have accounts as long as the checks are drawn on TD Bank. To facilitate this check-cashing service the customer has to pay a processing fee of $10.
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