Zelle is a digital payment system that enables bank customers in the US to transfer money between bank accounts. Zelle was born of a partnership or collaboration between several US banks.
In this article, we explore where it is possible for a Woodforest Bank customer to use Zelle.
Does Woodforest Bank use Zelle?
No, the Woodforest customer care representative confirmed that Woodforest National Bank does not use Zelle at the moment.
This means anyone who wants to transfer money between Zelle and another bank would have to use alternative money transfer methods such as Western Union, ACH transfers, Bank Wire Transfers, or even a Cash App.
Why Does Woodforest not offer Zelle? Well, in order for a bank to be able to offer Zelle, they need to be within the Zelle Network, which is a group of banks that have partnered with and agreed to use Zelle as a system of transferring money between any of their accounts.
Overcome Zelle Limitation at Woodforest Bank
The fact that Woodforest bank does not use Zelle should not limit you as a customer. The way around the limitation is to install the Zelle App. The Zelle App will enable you, a customer of a non-Zelle Network bank to be able to use Zelle.
What you need to do is:
- Install the Zelle App from the play store (Android) or AppStore (iOS)
- Sign up using your real credentials
- Connect the Woodforest National Bank credit or debit card
- The transfer money to another US-based bank account inside the App
- The money will be deducted from your Woodforest bank account through a debit/credit card.
This way, the Zelle app functions as a cash app.
Woodforest Bank Alternatives that Use Zelle
If you are looking for a Zelle Network bank to facilitate your transactions, then you will have to look for A Woodforest bank alternative. This means you will need to for an in-network bank that accepts Zelle Pay.
The banks that accept Zelle pay for money transfers between US-based bank accounts are:
- Ally Bank
- Bank of the West
- Bank of America
- Bank of Hawaii
- Citizens Bank
- Comerica Bank
- Capital One
- ConnectOne Bank
- Dollar Bank
- First Tech Federal Credit Union
- Fifth Third Bank
- Frost Bank
- First Tennessee Bank
- First National Bank
- Frederick County Bank
- HomeStreet Bank
- JP Morgan Chase
- SchoolsFirst Federal Credit Union
- Star One Credit Union
- SunTrust Bank
- M&T Bank
- MB Financial Bank
- Morgan Stanley
- PNC Bank
- TD Bank
- U.S. Bank
- Wells Fargo
Other Ways to Transfer Money at Woodforest Bank
You can still your money from the Woodforest bank account using other methods apart from Zelle. The alternative ways to transfer money from the Woodforest bank account are:
- Use Western Union
- Use Bank Wire Transfers
- Use Cash App
- Use ACH Transfers
Zelle does not work with Woodforest bank because the bank is not part of the Zelle Network. However, there is a go-around in which the customer can install the Zelle app then link it to a Woodforest bank debit/credit card then transfer money to another bank account.